State Farm® Insurance Agent Joe Jajou

"Adam Kreman is my go to insurance agent for me and ALL my real estate clients. He doesn't play games and shoots it straight to you. He helped me with my own personal Auto and Home Insurance and got my the best prices WITH the best coverage. If you don't call Adam....you are doing yourself a disservice!!!"

"Wonderful firm with incredible individuals Joe and Andrea went above and beyond to make sure me and my family were taken care of making sure my move from one state to another went smoothly in regards to transferring my home and auto insurance. They were even able to find me an amazing deal on life insurance! Thank you for taking the extra time and caring enough to make sure your clients and there loved ones are taken care of! Grateful for this team, Chris V"

"Adam was great about being flexible with communication and taking the time to go through different options to find the fit that's right for me and my family. I switched from Geico and got so much more coverage for practically the same price. I know State Farm is an established healthy company I can trust for the long haul and Adam was respectfully of my timeline/process and available when I was ready."

"Andrea has been so amazing to work with she is so knowledgeable compassionate and quick , she has amazing customer service skills and truly cares about making sure everything was taken care of. Switching to state farm has saved me.$100.00 a month compared to my other insurance I had. I love my state farm office ."

""The customer service I've receive from Joe Jajou at State Farm Insurance has been consistently excellent throughout all of my dealings with him! His knowledge of the various types of insurance is second to none, and he has been proactive in making sure all my needs are covered. His quick response to any of my questions and personal touch make him the go-to agent for all my insurance needs, and I wholeheartedly recommend him and his staff."

"Joe and Andrea are great. I recently moved all of my assets to State Farm and Andrea has been outstanding from day 1. Not only am I spending less for more coverage, but I have an agent who I can trust to manage my assets and be there for me when I need assistance. Definitely one of the best decisions I have made."

"I called Joe Jajou’s office after having my insurance rates increased several things over the past few years. Andrea got me a much better rate than I was paying, helped me get 4 vehicles insured with 2 teenage drivers and didn’t break the bank! I couldn’t be happier! Thank you Joe and thank you Andrea!"

"Worst insurance don’t even think to have State Farm I have water leak that damaged my kitchen cabinets and wall they not cover that which all other insurance cover that if they don’t cover water damage then why we paying for insurance You better read the policy that they sent to me down below We will not pay for, under any part of this policy, any loss that would not have occurred in the absence of one or more of the following excluded events. We will not pay for such loss regardless of: (a) the cause of the excluded event; or (b) other causes of the loss; or (c) whether other causes acted concurrently or in any sequence with the excluded event to produce the loss; or (d) whether the event occurs abruptly or gradually, involves isolated or widespread damage, occurs on or off the residence premises, arises from any natural or external forces, or occurs as a result of any combination of these: c. Water, meaning: (8) water or sewage below the surface of the ground, including water or sewage that exerts pressure on, or seeps or leaks through a building structure, sidewalk, driveway, swimming pool, or other structure; or (9) material carried or otherwise moved by any of the water or sewage, as described in items c. (1) through c.(8) above. However, we will pay for any accidental direct physical loss by fire, explosion, or theft resulting from water, provided the resulting loss is itself a loss insured. SECTION I - CONDITIONS 6. Suit Against Us. No action will be brought against us unless there has been full compliance with all of the policy provisions. Any action by any party must be started within one year after the date of loss or damage. However, if the cause of loss or damage is burglary, theft, larceny, robbery, forgery, fraud, vandalism, malicious mischief, confiscation, wrongful conversion, disposal or concealment, the action must be started within two years from the time the cause of action accrues. This Company does not intend, by this letter, to waive any policy defenses in addition to those stated above, and reserves its right to assert such additional policy defenses at any time. If you have any additional information regarding your claim which has not been previously considered, or if you desire any additional explanation regarding this matter, please contact me at (844) 458-4300 Ext. 3099946661. This denial involves the coverages of this policy only. If you have any additional information you would like us to consider, please forward it to us immediately."

"(Translated by Google) Joe with State Farm has always been an example and a true professional in his field of work. There is no doubt that I chose the best! (Original) Joe con State Farm siempre ha sido un ejemplo y todo un profesional en su ámbito laboral. No hay ninguna duda de que elegí al mejor!"

"Joe and his team are top notch! Not only is Joe an extremely personable agent, his team got me signed up seamlessly and it never felt like a hassle! Joe has had my business for years now and I keep sending more people his way and they always tell me thank you for sending them to Joe. You won't regret partnering with Joe and his team!"

"I made the switch to Joe Jajou’s office back in April when I moved. Up until that point, I was at my wit’s end with my State Farm agent. They never answered my voicemails or emails, I was always on hold and then sent to a call center, etc… When I made the switch, Andrea Wernet was extremely communicative and helpful, it changed my whole opinion on State Farm! Andrea answers all of my nitpicky questions in a timely fashion and has secured great deals for my policy. I’ll definitely keep working with this agent as long as possible and recommend Andrea and Joe to anyone I can."

"Cierra Dalzell was my agent and she was everything. She went above and beyond to be flexible with my schedule and got me better rates and coverage than anywhere else could by a long shot. She was courteous, very professional, and patient. Corporate America could benefit from more people like her! Thanks for all your help Cierra!!"